NPS Aadhaar Link | Link Aadhaar with NPS Account Online: The government of India launched the New Pension Scheme (NPS) in 2004 for government employees. But in 2009, it was renamed the National Pension Scheme (NPS). After that, its benefits are available to government employees and all other citizens between the age group of 18-65 years. It is a voluntary retirement saving scheme.
The main objective of the National Pension Scheme is to provide sustainable retirement benefits to the citizens of India. It takes care of the post-retirement expenses of citizens who subscribe to this scheme.
Like other govt schemes, linking your Aadhaar number to your NPS account/ PRAN number has become important. This article will provide all the essential information regarding the Aadhaar card link with an NPS Account or Permanent Retirement Account Number (PRAN card).
What is an NPS account?
An NPS account is a voluntary account of a person opened under the National Pension Scheme, regulated by the Pension Fund Regulatory and Development Authority (PERDA).
What is a PRAN card/ number?
PRAN (Permanent Retirement Account Number) is a twelve-digit unique code issued to a person registered under the National Pension Scheme (NPS) to access their NPS account. This number is available on the Permanent Retirement Account Number (PRAN) card.
PRAN card is crucial for NPS subscribers as it is essential for making transactions relating to the NPS account, such as contributions, withdrawals, etc., and checking the NPS account’s balance.
Benefits of NPS Aadhaar Link/Aadhaar PRAN Card Link
Following are some of the benefits associated with linking your Aadhaar card number with your NPS account/ PRAN number:
- After Aadhaar Seeding, your KYC gets completed quickly.
- Linking Aadhaar with NPS account/ PRAN number will make it easy to track financial transactions and help tax exemptions to taxpayers.
- If an NPS subscriber has completed their e-KYC through an Aadhaar number, they don’t have to do excessive paperwork.
- It will become more accessible to open an NPS account after Aadhaar Linking.
How to link Aadhaar with NPS account online
There are two ways to link Aadhaar with NPS account/ PRAN card. The first method is to link it online through the official website of the Central Record-Keeping Agency. The second method is to fill out the requisite form and deposit the same at your nearest POP-SP.
Link Aadhaar with NPS Account Online (For Old subscribers of NPS)
If you are a new subscriber to NPS, then to link your Aadhaar card with your NPS account online, use the following steps:
Step 1: To visit the official website of the National Record-Keeping Agency, click on this link: www.cra-nsdl.com.
Step 2: In the “Subscriber” section, enter your PRAN number and Password. Enter the Captcha code on your screen and click the “Submit” button.
Step 3: In the “Demographic Changes” section, click the “Update Personal Details” button.
Step 4: On the “Subscriber Modification page,” select the “Aadhaar Update or seed request for PRAN” and click on the “Continue” button.
Step 5: On the “Subscriber Modification page,” enter your Aadhaar number. Re-enter your Aadhaar number and click the “Generate OTP” button.
Step 6: Read the undertaking thoroughly, select the checkbox and click the “Proceed” button.
Step 7: You will receive an OTP on your registered mobile number. Enter that OTP and click on the “Continue” button.
Step 8: On the next page, a pop-up will appear showing “Your Aadhaar seeding request is pending for verification.” Click on the “OK” button.
Step 9: An acknowledgment number will appear on your screen. Note this acknowledgment number for further use.
Step 10: You will get a confirmation message for your Aadhaar and NPS Link once UIDAI completes the verification.
How to link Aadhaar with NPS account online/Aadhaar link with NPS account online (For New subscribers of NPS)
If you are a new subscriber to NPS, then you can easily link your Aadhaar card with your NPS account online at the time of opening your NPS account by using the following steps:
Step 1: To visit the official portal of NSDL e-NPS, click on this link: https://enps.nsdl.com/eNPS/NationalPensionSystem.html.
Step 2: Click on the “National Pension Scheme” button.
Step 3: Then click on the “Registration” button.
Step 4: Select the “Aadhaar” option and enter all the required details, including your Aadhaar number. Then click on the “Generate OTP” button.
Step 5: You will receive an OTP on your registered mobile number.. Select the check box and click the “Proceed” button.
Step 6: Enter the OTP and click the “Continue” button.
Step 7: Enter the required details in the NPS registration form and pay by choosing an online payment gateway.
Step 8: An acknowledgment number will appear on your screen. Note this number for further use.
Step 9: Enter your registration details and click the “Submit” button to generate a PRAN number. Once your verification is complete, a 12-digit PRAN will be allotted to you.
Step 10: You will receive your PRAN number via registered email and an SMS on your registered mobile number.
Step 11: Complete e-sign or OTP-based confirmation to avoid physical submission of the registration form, and the process is complete.
Q 1: What is an NPS account?
Ans: The NPS account is a voluntary account of a person opened under the National Pension Scheme, and for this, the Pension Fund Regulatory and Development Authority (PERDA) issues a 12-digit Permanent Retirement Account Number (PRAN Number).
Q 2: Is linking the Aadhaar number with the NPS account mandatory?
Ans: NPS subscribers must link their Aadhaar card with their NPS account/ PRAN number. If you do not link Aadhar with your NPS account, your NPS account will be considered KYC non-compliant, and there will be certain limitations on NPS transactions.
Q 3: How can I link my Aadhar card with NPS online?
Ans. You can Link an Aadhar Card with NPS online by visiting www.cra-nsdl.com.
1. Login with PRAN and Password.
2. Go to the Subscriber Modification page in Demographic Changes.
3. Here, enter your Aadhar Number two times.
4. Now, enter the OTP received on your registered mobile number.
5. Confirm your NPS and Aadhar seeding.
In this article, we have mentioned all the steps you should follow to link your Aadhaar with an online NPS account. We hope that you find this article helpful. For more such informative articles, please keep visiting our website regularly.